if you are piggybacking will you be affected when they stop it on september 1st?

Public Comments

1. somewhat, the main reason behind it is that i piggyback to get to september 2nd. but what's 1 day among friends?
2. Yes, not only will it stop reporting but it will be retroactive to where it will rescore anyone who has been added.
3. Starting in September, any activity recorded while you're an 'authorized user' will no longer have any effect on your credit score. So basically, 'piggybacking' will no longer build your credit history. Here's a article that discusses the changes in more detail: http://www.asapcreditcard.com/blog/creditnews/no-authorized-user-piggybacking Hope this helps. GOOD LUCK!