I was refused a mortagage because of R9 on credit file ?I have since paid it in full,& a crdit score of 655 ?

Canadian person wanting a mortgage w good paying job. what can i do my credit score is 655 , this qualifies me for a mortagage, but there is a R9 for credit card in past from which i have paid it in full. i have receipts to prove to bank.The banker says to paid of the student loan a little more and than maybe they will consider ? --->how do i get the R9 ratings to R0 or something ? --->what rating is it when the debt was paid in full ?? --->Should the R9 rating be updated to reflect paid in full ?

Public Comments

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2. You need a different loan officer. I recommend First National Banc Corp. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a First National loan officer will contact you within 24 hours. Good luck.