How long before i see an increase in credit score???
I have posted a couple of questions, one of which I had stated that I paid off all of my collection accounts. According to some of the answers it seems as if my credit score will never raise, rather it will go down since i paid off my debts! I don't understand because I've read several times how when people file bankruptcy their score will raise after a couple of years. Also I paid off some delinquent accounts back in the summer, and my credit score DID raise--by like 50 points. But yet i'm being told by people on here that my credit score won't raise, even though my accounts are all paid and i only have my car loan, credit card, and student loan (always current never late on any of them--all over 3 years old). I don't understand! When will i see something positive on my credit report??!??? :(
Public Comments
- Get a secured credit card and use it.
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