Can I Dispute this Item on my Credit Report? and Will it be removed?

I have a charged off account Current Status:CHARGE-OFF Account Owner:Individual Account High Credit:$0 Type of Account :Open Credit Limit:$0 Term Duration: Terms Frequency: Date Opened:02/2006 Balance:$0 Date Reported:04/2007 Amount Past Due:$0 Date of Last Payment:08/2006 Actual Payment Amount:$0 Scheduled Payment Amount:$0 Date of Last Activity:02/2006 Date Major Delinquency First Reported:08/2006 Months Reviewed:1 Creditor Classification: Activity Description:n/a Charge Off Amount:$0 Deferred Payment Start Date: Balloon Payment Amount:$0 Balloon Payment Date: Date Closed: Type of Loan:Utility Company Comments:Charged off account Does all of that look correct or should I Dispute something about it Was wondering most about it being reported in April of 2007 when it was paid about a month after it was reported delinquent February 2006 - July 2006 is Payed as agreed August and Sept 2006 is Charge Off October 2006 -March 2007 Payed as agreed

Public Comments

1. i have something simular on my report. I think it doesnt really affect u as long as its not like 30, 60, or 90 day delinquent...its a automated account that is generated and add on there.
2. A dispute is worth a try. There are several reasons for a dispute and it would take to long to post them here, but I have done this myself! Go to my website and read it all. I had to go through credit repair after a bankruptcy and a case of ID theft! I contested and challenged several items in my credit reports and got most of them removed and I explain how to go about this in my website! Read the "rebuilding credit" section for an explanation of reasons to have items removed from your credit report!
3. Why are you asking us if its correct? You would be the best one to know.
4. sure, i would dispute. they have 30 days to reply to your dispute. if they don't respond then it will be taken off. good luck
5. it will be removed after 7 years.