Is there a web site where I can get my credit report and dispute items etc all on the same site?

Public Comments

1. Try annualcreditreport.com
2. You can get your credit report from any of the big 3 credit reporting agencies. If you want to dispute it, you are better off doing that in writing. They may ignore an e-mail, but they are required to respond to written disputes. If you think you are being charged too much interest, or if your credit report contains erroneous information, it's worth it to spend a few dollars to save you a lot more money in the long run.
3. You should be able to get this info on same sight. If you have problems check with your bank, maybe they have a special sight available. A lot of times these sights want to charge you for everything! If you do not have a bank may I suggest Bank of America?
4. Dont try the credit bureaus Experian, Equifax or TransUnion websites. They suck! They will just automatically reverify everything. Try this free kit and send disputes by mail: http://www.expert-credit-advice.com/free_credit_repair.htm Or you can hire them to do it for you, they do a good job! http://www.expert-credit-advice.com/credit_repair_service.htm best of luck
5. No, there is no single "one-stop-shopping" site you can go to. You first need to get copies of your credit reports. Best site is http://www.annualcreditreport.com When you go to this site, it will take you (step by step) through the process of getting each of the three credit bureau reports. The best part is that it's free! You don't pay any of those credit bureaus for it, nor do you need a credit counsoler or credit repair agency. Once you have the report, it will have instructions on how to easily dispute items. I strongly advise you to get the kit Iaminteresting suggest, as it contains sample dispute letters. It's VERY important to send letters out (by certified mail, return receipt) so you can prove that they were notified. The dispute process can take a while, and if you don't document everything and have proof, it will only slow you down, and make it very difficult to file lawsuits in the event you find a creditor who won't cooperate. Also check out the links I've posted below for more good help.