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How much will my credit score increase after bankruptcy falls off credit report?

Public Comments

  1. A LITTLE NOT TOO MUCH if your score at this time is 400 it might jump to 450
  2. In reality it won't rise all that much. Over time it has less and less effect on your score, so it actually has been rising(assuming you have been good in your credit managment) already. So you won't see a big jump from one month to when it is on and to the next when it is off. But it will look better because the item is no longer on the report and people who manually review your report will not see it anymore.
  3. Improving your credit score after a bankruptcy takes a few years of careful work and planning. Just having it drop off isn't enough! You need to start re-establishing your credit from the first day of your bankruptcy. Take a look at http://www.lifeafterbankruptcy.com This site is dedicated to people in your position, with lots of very good tips on how to recover from it. (No spam...unlike many other responders. This is a very good site.)
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