Credit Report help...?
Ok, I got a free credit report on 1/4/2007 from www.annualcreditreport.com. I did not like what I seen so naturally I dispute most of it. I heard that they have 30 days to prove this and if they cant it gets taken off. Well its almost been 30 days, so who do I contact about getting these things taken off?? Also after I done so I read in a book (Gureillacreditrepair) that you should not dispute things online, which is what I done. Any advice as to how to get these stupid charges off my crerdit report? They are mine but from when I was 18, I am now 24 and all of them have been paid already. Its just annoying
Public Comments
- Since you used annualcreditreport.com - you will receive an updated credit report within 30 days of your dispute. Did you dispute with all 3 bureaus ? And yes, it is perfectly ok to dispute online because you went directly to the source - the credit bureaus.
- It sounds like they have only been on your report for 6 years, even when paid most bad debt and late payments remain on your credit report for 7 years, although I have heard that sometimes when you dispute items they remove them anyway... but don't hold your breath if they're yours. Give it one more year and they will disappear!
