I have a bankruptcy. When that comes off my credit report, how much will my credit score increase?

Public Comments

1. It entirely depends on the rest of your credit, what credit you've re-established since BK, if there are trade lines that still say "Included in Bankruptcy" on your credit report, as well as your utilization revolving accounts, how many accounts you have open... etc... There is no standard "score will go up 15%" or "up 75 points". There are places (usually mortgage companies) that will check your credit, and then can do a "What if?" simulator to simulate what your score would be "if this" or "that" happened, etc., and those would give you the most accurate estimate. myFICO.com also has a "simulator" that is reasonably accurate, but it costs ~$40 to get the scores from the 3 major credit bureaus. You can use the coupon code: CPPSAVINGS to get 10% off.