Dispute for credit report error taking longer than 30 days.?

Does this have to come off? What happens?

Public Comments

1. Yes, Ma'am. Write to all three credit bureaus and explain that you have disputed an entry on your report(s) and have not received a response. They have to remove it from your credit report.
2. The 3 credit reporting agencies can be held financially liable if they misreport something on your credit report and don't remove the error within 30 days of you filing a dispute with them. The Fair Credit Reporting Act stipulates serious penalties against the credit agencies for negligence in investigating claims of erroneous records on your credit report.
3. yes there is not if ands or buts it must come off if creditor has not reponded in 30 days. and if it does not you can sue the credit reporting agency. send them a certified letter stateing that they have 7 days to remove or they may be sued. that way you gave them warning.
4. It has to be removed from your credit report by law.
5. More than likely, there are many people trying to resolve credit isses at the moment (specificially those trying to refinance their homes/buy a home as soon as possible.) I'd wait another couple of weeks to see if it pans out...otherwise, you are right in doing what others have suggested...contacting the credit bureaus via certified mail. Good luck!
6. They do have the right to take longer then 30 days. They can take up to 60 days. It is part of the verification process. They are only held liable if the reporting company has removed the item and the credit bureaus do not. But if the collection agency or reporting agancy verify's what the credit report says it does not have to come off. Within 60 days it should be off if it is an error or you shall be notified by regular mail of the outcome.