How can I increase my credit score?

Public Comments

1. pay your bills
2. Pay you bills on time, don't max out your credit cards. Don't apply for a lot of credit at one time.
3. Pay your bills on time. Every time. Over a period of time. Time and regularity of payments is the only thing that can help. Just borrowing money and paying it back too soon won't help. Lenders are looking for a good payment history over a period of time (a year for example).
4. Uh........Pay your bills ! ! ! Or type in a zero ! ! hahahahaha
5. pay off bills and stuff on time
6. Pay your bills then stop using your credit card
7. Pay your bill on time Don't have too much outstanding debt only have few credit cards... Don't max ur credit cards...only use 30-40% on its limit
8. the above, and pay down your debt as much as possible. the lower your debt ratio the higher the score. and don't ask for additional debt. inquiries bring your score down.
9. Pay more then the minimun amount of your bills and pay them a week ahead of time.
10. 1. Always pay on time or ahead of time. 2. maintain low balances on credit cards 3. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000. 4. I was told by an underwriter that having just two cards, a major credit card (VISA, MC) and a consumer card (Sears, best buy, etc...) is the best mix for revolving credit. 5. You should have a recent history of both installment or term (Car or house loans) and revolving credit. ------------------------------ http://www.bestcreditrates.net