What credit score range do you need to be in to be approved for a "Bill Me Later" purchase?

just looking for some actual facts about this method of payment.

Public Comments

1. Many companies, especially with big ticket items (furniture, home improvements, appliances) offer those types of purchases to people with good credit... 625-800 range... you might get away with a 600 or so, but to be considered for the 0% financing or "same as cash" offers, you'd have to be in the 625-800 range which would be "Good."
2. Be careful though! At times it is better to run away from 100% financing because of higher interest rate, even if your credit score is good. For instance, if both of us were to purchase a set of furniture that costs $3,500 with same credit score. If I finance only 60% of the above amount as against your financing 100%. My interest rate would be lower than yours. However, for a credit score of 650 and above, you would be considered for a "Bill Me Later" purchase. If your credit score is not up to 650, never worry, you would exceed that figure as you continuously pay your bills on time. It is a matter of time! Be patient and manage your credit responsibly - and better times would come! Good luck and best wishes! Derrick