How can i repair my credit.?
Well My husband and I are now looking for a house but are in a bind. Many house are now being sold through real estate agents and that means good credit or no help whats the fastest way to fix our credit.
Public Comments
- Payoff every debt.
- Steal someone eles's. Who cares about yours. If you got kids just use theres. HAHAHAHAHA
- pay your bills with a credit card and pay it off every month and it will go up by two to five points
- I actually am a home loan specialist and specialize in repairing credit if you could add more details such as what is on your credit that makes it bad I could give you a plan that could bump your credit a 100 points in 6 months, unfortunatly there are no quick fixes. You may even qualify for the loan now, talk with a mortgage specialist and get prequalified, I know in my dealings realtors would rather see a pre-approved letter then just someone with good credit.
- First step is to get a copy of your credit from all three credit bureaus. You can go online to annualcreditreport.com and get a fre copy there. Next review report. You can dispute anything which is inacurrate, incomplete or wrong with the three bureaus. Send it via online or certified mail in a letter to the bureaus. Wait 30-45 days for response. Depending on answer repeat above step or you'll be finish. The quicker way is to use a mortgage broker that use what's know as Rapid Rescoring. This is a automated way to dispute and remove negative info on a credit report. It costs about $50.00 per item. Good luck
- there are a few choices for this here you'll need to scroll down the page http://www.researchitforme.com/wesayes/loans
