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What would raise your credit score more-paying off the balance on a credit card or a personal loan?

Public Comments

  1. You have to pay it all....Credit cards when Due, And Payments on Loan when Due Better yet, pay them all off entirely...that is really good for your credit rating.
  2. Pay off the credit cards first, especially if you have more than 30% of your credit limit. It is always smarter to only charge what you can afford to pay in full each month.
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