Can paying your car note on time really raise your credit score?

If it can how many points we talking like 40 points or more?

Public Comments

1. late payments and partial payments kill your credit score always pay ontime and in full
2. Yes, it will: gradually. Failing to pay on time will definitely torpedo your score.
3. There's no way for us to predict what your credit score could be. 40 points is a pretty big jump. It depends on a lot of other factors like length of credit history, amount borrowed as a ratio to your limits, types of credit and new credit. Just know that paying ALL your bills on time will work on your behalf towards raising your credit score.