Credit score ranges from 672 thru 685.....?

Is this considered a good or fair credit rating? Experian calls it fair, but my husband says it's actually good.

Public Comments

1. yes it is good, most people are 620 and up
2. Yes, that's pretty good. My ish is well below that..lol
3. This depends upon the industry. Banks, lenders usually consider 700 and above "good" credit. Above 720 you will get the best possible rates and fees for any type of loan or insurance. Insurance companies and employers may have a different opinion. You may find helpful information at www.genesiscreditgroup.com. This is what they do.
4. Techincally the reports consider anything from about 620-680 as fair.. but as far as lenders go if your score is around 680 you can qualify for most types of loans. You are considered a good risk by almost all lenders.... So all in all.. good job.
5. It's good, but not great. With this score, you wouldn't get the best loan rates through my bank, but you would get pretty darn good ones though.
6. I spoke with a mortgage lender at my bank recently. He said that anything over 680 is good. So you are both right!
7. 780+ Perfect 720-780 Excellent 675-720 Average 620-690 Fair Below 620 Poor
8. The national average is 678 so you are average. Most lenders consider anything below 700 as good but not great.