Credit Ratings?

why do South Africans have to pay to view or know their credit ratings whilst is FREE in the States?The S A credit bereaus use the same name like Experian and others which are the same ones used in the States.

Public Comments

1. Frist of all its not true that it's free in the states you can get it for free if you are turned down for credit, if not you have to pay.
2. Well, you partly right. Americans can get copies of their credit REPORTS for free once each year. But to get the credit SCORE, we have to pay. It hasn't always been this way. Up until last year, the only way we could get a free credit report was if we were turned down when we applied for credit. But Congress changed that with a new law.