ever had an eviction notice? if so what does it do to your credit ratings etc?

i have to leave my private rented house - thro no fault of my own. but have been advised by local council to stay in it till my landlord evicts me! i am worried that this will have derogatory effects on my credit ratings and just life in general. i suggested this to the lady at the council and her reply was ' well if you're gonna get a council house in the long run why worry, cos you'll have an assured tenancy then' rather flippant i thought and not very helpful, apparently it will take up to 3 months to go thro court , which is what they suggest. so not only will i be a total wreck by then i will also have to pay the court costs and still keep hoping they council can rehome me, and i'm not a scrounger, i work, have two kids at school and pay all my bills, just cannot afford private rent anymore

Public Comments

1. As long as the eviction does not proceed through the court it will not show up on your credit rating. If the reason for the eviction was non-payment of rents, THAT could show up of course. Ask to speak to that twat's supervisor. She is giving you very BAD advice.
2. I agree with Bostonian - as long as you do not fight the eviction and there are no court records, it should not show up. You should go back to the flippant council lady, but why not ask her if she would please set out her advice in writing, to cover yourself in case you are questioned in the future about your eviction ? If she refuses, speak to her supervisor. Good Luck
3. it will not be on record as long as you keep the courts out of the matter.
4. Once an eviction is filed, it does go on your credit record as filed. Also, an eviction stays on your record for up to ten years. Try finding quality housing with an eviction on your record. In any complex I've ever worked, we deny applicants with evictions. Also, it's an urban myth that it takes three months to get you out. Every eviction I've ever done take only a few weeks from the day the three day is delivered to the day the sheriff comes to make it final. As a landlord, if I have to evict you to get you to move out, I'm not ever going to give future landlords a good reference on you. The best thing you can do is move out, make sure your unit is clean and not damaged when you turn in the keys. You'll look responsible and willing to do the right thing making it possible for me to give you a good reference.
5. The eviction itself does not reflect on your credit report, however, what I see more & more are landlords that go in after the eviction is complete, document damages, past due rent, and additional costs and/or repairs associated with bring the house back to a rentable state and they file a civil suit which does reflect on your credit and will adversely effect your chances of buying a home in the future. so be careful. I totally agree you should talk to that persons supervisor, assured tenancy is not a defense in a civil suit unless she is wiling to stand in court and tell the judge that advised you this way, then the landlord can sue the counsel, her boss wont like that at all. Good luck to you
6. If the eviction does not go to court then there can be no court records. On credit reports these are known as the 'public records". But you should know that many landlords and property management companies subscribe to tenant data bases. These data bases get reports from landlords about tenants that have caused problems and the info becomes available to other owner/managers. Your reputation and ability to rent can be harmed even if you dont go to court.
7. We have had several over the years- one of the perils of renting- it does not show up on your credit rating at all unless its because you owe rent- no sweat pet.