Where does 614 fall in the credit ratings?

Public Comments

1. credit scoring runs between 500 and 850 so you are about midway
2. high = 850 low = 350 614= below average
3. low 620 is kind of the cut off for good rates below that its just more of a pain to get a loan really you want to be 680 and up
4. if it is a fico score you are refferring to, scores range from 350 low to 650 highest. 614 is OK, not good and not bad. Your debt in proportion to balances, income and job will also play a role in a lenders decision to extend credit. Here is a good article http://www.expert-credit-advice.com/credit_score.htm
5. 650 is generally considered the lower end of good when lenders are assessing credit worthiness. 614 is probably good for sub prime lenders so you can probably get a credit card but you may have monthly or annual fees and higher interest rates.
6. It is considered an average score although lenders consider that there is a 31% chance that you will default on your payments or be late at least once.