Has anyone ever did a credit piggy back??
I want to hear from the people who have done it. Not the ones who says its stupid and have no idea what Im talking about. Has anyone used any of these companies to boost there credit score. Which ones did you use and please tell me about your experience. I already know in Sept it will be shut down....any info will be helpful.
Public Comments
- Why would you want to do it? It probably wouldn't show up on your report until Sept., so there's really no point. IE even if it started a piggy back now, by the time it is reported, it won't count towards your score.
- I did not use any company. When my Dad passed away 23-years ago, my Mom made me a authorized user on her Discover card. That good pay history shows to this day.
- The first 2 posters are right. At one point it was an effective means to building credit scores until it became popular and got abused. The scoring system wll be designed now that not only authorized users will not be scored how they were, but the change will be retroactive
