What is a good 1st credit card to get?
i never had a credit card b4 and still in college, so at best i just have some part time jobs for income. my parents pay my loans so does that mean i do have a credit score? any specific credit card to get? can i expect a great one bc im just starting out? should i piggy back on my parents credit, wahts the pros and cons in that? please help.
Public Comments
- If you have a checking account and some form of income, just about any credit card company will approve you for a credit card with a $300 limit. It will have a high interest rate, but if you pay off the bill each month, you won't get yourself in trouble. Your parents might be willing to put you as an authorized user on one of their credit cards, but that will link your credit to theirs. Which will be great for you if their credit is good. The negative to piggybacking on your parents is that if you mess up, it will affect your parents credit.
- The initial step is the selection of card. Search for HSBC credit cards on the Internet and select the one that is most appropriate for your needs. Once you have chosen the preferred card, the next step is to submit basic information, such as your personal details. After you have done this, fill out the application details to indicate your card instruction choices like ATM, language etc. The third step is confirmation. Here you read and accept all the terms and conditions and declarations of the agreement. Once you are through this, the last step is acknowledgement. Here you get a reference number to confirm the receipt of your application.
- Maybe you can try below website to get the information you need. It's about how to find the best credit cards articles for your second opinion.
- chase or Orchard bank
