if my highest credit score is 544 and my lowest is?

Public Comments

1. The score is different from where you got your score.It can vary between organization. There are few organizations with different score system set up: FICO, Transunion, experian......
2. whats is you mean
3. your lowest is what? Ummm finish the question and maybe we would help you better hun! I do know that 544 is not very high and its going to be diddicult to get a loan.
4. divide by 3
5. I really don't think you want to find your lowest. High good low bad. Maybe take care of some of that debt and don't worry about how low can it go. If you are having some credit problems it is best to take an honest look at your situation, Dedicate a certain amount of money each month and pick the biggest debt, keep paying monthly until paid off, then pick the next largest and continue to pay off monthly and keep repeating until your debts are paid off. good luck! WOW how long is this question gonna stay open??????
6. Scores are taken from each of 3 major credit bureau's.Thus you get highest, middle and lowest. Most lenders will take the lowest or middle rate.
7. and your lowest is what????????????????????????
8. 3-700 650 is the lowest creditors will accept.
9. Again, not a complete thought. First, re-read your sentence. Second, I read credit reports all day. If your highest is a 544, then your lowest isnt really important. The middle is the most important. You have either, charge offs, collections, or lates on this report. First, to improve your score, begin paying all on time. Every single last item on time. Once you get that done, then try to negotiate to pay the collections off. If you owe 1K, offer 300 dollars, negotiate from there. Only negotiate when you have money and are ready to pay. Finally dont open any new accounts and dont close old accounts. Eventually it will get better but the long history of an account open for over 3 years is a good thing.
10. the lowest is what?
11. whats your question?
12. Zero!
13. aim at the highest ! do not worry for the lowest !
14. Your lowest is probably about 2 or 300 which is no good anyway because lenders will see you as a very high risk,544 is average.
15. 544 is already extremely low. Please finish asking your question.
16. is this a fill in the blank?
17. You need to work on getting the credit score higher, debt and good payment history is always a sure bet.
18. Your lowest is what?...........Sorry to say this but......544 is still low
19. not so good.
20. Its scale runs from 300 to 850. The vast majority of people will have scores between 600 and 800. A score of 720 or higher will get you the most favorable interest rates on a mortgage, according to data from Fair Isaac Corp., a California-based company that developed the first credit score as well as the FICO score. Your lowest 300.
21. It would be helpful to have more of your question. A score of 544 is below average for the total US population. There are three credit reporting agencies that calculate a score for each person that have a credit file for. Let's say that you have 544 with Experian then you scores from the other two agencies is probably close since they all use similiar formulas to calculate your credit worthiness. When you go to a car dealer or a bank to get a loan they will run their own reports using a score from all three agencies or just one. You will not know which before they run your credit report. If they use more than one then it will probably be averaged across all that are provided.
22. 100
23. I don’t know anything about the answer to your credit score, but I think I can help you with your question. Did you mean to say, “If my highest credit score is 544, so what is my lowest score? One of the people here said Zero, I think that just about right.
24. huh??? Makes no sense... sorry
25. Not an understandable question.
26. If it was me, I'd work on getting some of it removed. Check your reports for errors. If the credit bureaus won't get it off, hire someone to do it for you. I know people that did that and there credit went up by 100 points in 6 months.
27. i don't know
28. Why care about the 0 which is the lowest? 544 will not get you a loan, and it generally means that you are not paying your bills timely, and it means that you get charged the higher or highest interest rates, and it means that you have to pay your bills on time, everytime in order to get a better credit score. GOD bless.
29. your crdit scores should be pretty close so if one is 544 the others are not going to be 100's more or less. you need to visit experian or wherever you received that score and see how you can eliminate duplicate listings to try to increase your score.
30. If highest is 544 its pretty low already.
31. I honestly don't understand your question well ie if it is indeed complete. but for any of the following conditions your lowest score should be zero: 1. in a zero sum game, your lowest score should be zero. 2. in a class test (examination), your lowest score should be zero. 3. in bank's credit rating your lowest score should be zero Can you give details??
32. No set formula Im aware of....if there is one I'd like to know about it.
33. Credit scores are 600 to 800, at 544 you have very poor credit. I can help turn it around E-mail me. There is money readly available, you just need to know how to access it.
34. Doesn't matter what the lowest is. What matters is how you're gonna get it up from 544. These days you can get almost anything on credit but with a score like that, the interest rate will suck you dry. The good thing is that as little as 1 year will make a difference in improving your credit. GO TO IT GIRL, and good luck.
35. There are 4 credit reporting agencies but most lenders will look at 3, Experian, Equifax, and TransUnion. Depending on who you are trying to get credit from, they may look at the middle of three scores or the lowest of two scores if the third does not report. If only one score reports then most lenders will not make a loan because you do not have enough credit to report on or your credit is really bad. You can go to services like Lending Tree and pay to pull your own report with scores or you can contact each of the reporting bureaus for a copy of your report, once a year.
36. THe highest credit score is 650
37. You didnt finish the question,I guess were supposed to read your mind.
38. ther is no lowest 544 is your score and if this is your score I suggest you start to work on building it . Not sure of your age but as you get older you will find life a little smother with a higher score
39. No good answer to that question,maybe you should get a rich guy.
40. lowest what
41. u only get one score there is no high or low
42. Your lowest score is 144
43. Your question makes no sense at all.
44. it is kinda low now- but it could be in the 300's
45. Well, 544 is pretty low to start with...so if your highest is lower than that- you have a problem...opening any accounts, lets just say- may not be an option for you at this time.
46. ask the tax agency
47. you should average around a 675
48. Credit scores run form 330 to 830 from Experian, one of the main credit bureaus. A score of 544 is pretty pathetic. You are considered very high risk. You need to add at least 100 points just to have a half way decent score. You can do this over time buy paying your bills on time. One late payment, collection, or bankruptcy can really mess up the score. Your score changes monthly. there are also many other issues that can affect your score. Go to the Experian web site to find out more. My score this month is 793 which is low for me it's usually over 810.
49. NOT SURE BUT I THINK IT STARTS AT 500
50. huh?