How do u get ur credit score higher and faster?

my question is how do u get ur credit score higher like in the 600's and faster.

Public Comments

1. 600's isn't a great score...try for the 700's at least. The only way you can do this is to take out a loan or get a credit card and always pay it on time. If you don't have a good enough score to get a credit card you can get a secured credit card...look in to it.
2. Raising a credit score fast never happens but here are somethings that you can do to help improve it. - Pay down your credit card balances. If you have a $1000 credit card limit you are ONLY suppose to charge 250. That is it!! Anything over that will have a negitive effect on your credit score. - Have things in collect ect? Pay them off - Get your credit report from all three credit companies and dispute any negative item. Do not get in detail of why or what happened...just have them look into things. - If your credit report shows late payments on credit cards from over two years ago...DISPUTE IT! The credit card companies have to reply within 30 days to the credit reporting companies. Most will not reply and the negitive/late activity will be removed. - Depending on how much debt you already have...taking out a new credit card is not always the best answer and can lower your score. your best bet, it to work with your credit reports and get the items changed and fixed! It is not a quick process by any means. The Article below may help you understand how they score you! Good luck!
3. The only way to build credit is to have credit and use it wisely. If you have a credit card, use it for everyday purchases like gas and groceries, being careful not to exceed 40% of your limit in any given month. Then pay it off before the due date in full. Keep doing this for several months and your score will increase substantially. If you do not have a credit card, get a secured one and use it the same way. The other way you might be able to use is if you have a relative that will put you on their credit card as a authorized user. Assuming the credit card has a long and good pay history, the history will show up on your credit and help your score.
4. I think the below website helps you to raise ur credit score
5. Everybody's come with some pretty good answers. But let me add some more to it. It would help to know what makes up your score: 35%- Payment History 30%- Amount of debt owed 15%- Length credit history 10%- Types of credit 10%- Inquiries and New credit now that i've mentioned that, all the other answers should make a little more sense to you
6. go to www.adviceontime.com and read the article on credit, this article has good tips on how to drastically improve your credit score quick.
7. Pay off revolving debt, close old accounts, and PAY ON TIME!