Credit Dispute?
Does anyone have the addresses to all 3 credit bureaus to send a letter disputing a discrepancy on my credit report??
Public Comments
- You can get them at their respective web sites.
- http://www.experian.com http://www.equifax.com http://www.transunion.com Those are the ones! :)
- 1. Your first step is to confirm any credit report errors or inaccuracies you may have found. Credit bureaus are obligated to investigate any disputes they receive, usually within 30 days, unless they consider the dispute frivolous. 2. Once you document the errors or inaccuracies found in your credit report, contact the credit reporting bureau(s) to dispute the information. Make a copy of your credit report (if it’s an online credit report, be sure to print out at least two copies — one for your files and one for the credit bureau), highlight the items in dispute, explain why you believe the information is inaccurate, and ask the credit bureau to remove or correct the information on your credit report. 3. While the credit bureau is investigating your dispute, be sure to contact any and all banks, credit card issuers and other companies that supplied the information in dispute. The credit bureau is also required to contact these companies directly, but being proactive can help to protect your credit history. Send copies of your dispute documents to each company via certified, return-receipt mail. Disputing credit errors: http://credit.privacymatters.com/credit-articles/dispute-credit-report.aspx Equifax P.O. Box 70241 Atlanta, GA 30374 Report fraud: Call 800-525-6285, and write to the address above. TDD: 800-255-0056 Experian P.O. Box 2002, Allen, TX 75013 Report fraud: Call 888-397-3742, and write to the address above. TDD: Use relay to fraud number above. TransUnion P.O. Box 2000, Chester, PA 19022 Report fraud: Call 800-680-7289, and write to the address above. TDD: 877-553-7803 Good luck, hope this helps!
