Credit Dispute?
Has anyone heard of, know of, or believe in settling with a creditor with the settlement stating that they wont respond to the credit bureaus inquiry? Do creditors engage in this type of settlement? If you have proof in writing, what can you do if they fail to do so? Is this possible? Is it against the law? What do you guys think?
Public Comments
- Not to be rude, but as a professional credit counsler your question does not really make sense, can you repost it a little more clearly and I will see if I can help you. If not , then from what little I could understand from your question the settlement company is lying to you, they just want you to pay. If you have someting in writting at best you can report their unfair practices and contact a lawyer (but that will only cost you more money).
- As part of your written settlement agreement, you can ask that the negative be removed from your credit report. Some will, some won't. Even if you have it in writting, you would be hard pressed to force the collector to actually remove the negative. You'd have to pay an attorney, go to court, and still might not win.
