Credit history and Mortgage?

Hi ! Is there any relation with credit score/history and the mortgage ? Does having a good credit history help anything in mortgage? Thanks

Public Comments

1. Of course. Your credit score is very important, unless you go with a mortgage that does manual underwriting.
2. Are you talking about the mortgage or the note? It would get you a lower interest rate on the note. The mortgage is the lien filed against your house.
3. Your credit score/history and your employment situation will set up what mortgage options you might have.
4. Your credit score/ history, along with you employment will be the determinat of if you can get a mortgage, what rate and how much $$$.
5. You're kidding, right?
6. Absolutely. Good credit history along with good payment history on your mortgage will give you access to the best rates available. Go the the website listed as the source to search 160 of the top mortgage lenders to find the lowest mortgage rate.