How improve my credit score?
I have a credit scroe of 532, when i first ordered my credit report, i had my college which is deferred until i finish school, and three collection accounts, i cleared one up because it did not belong to me, then the other one i payed it and it came off my account, and the third one i am paying it off in january. How can i improve my credit score? I did try to get a gas card but it got denied, I do not think i can open any kidns of credit cards or anything it get denied... What are ways to improve my score? Also i live by by myself with my sister.
Public Comments
- It is sssoooo easy. Check out the article below. It will walk you through the process step by step. Hope this helps.
- http://www.myfico.com/CreditEducation/ Don't use the link 1 Hour Bookkeeper provided. That site has inaccurate information. The site I provided will not have inaccurate information and is a more reliable site on learning about credit reporting and how to improve upon your credit. Credit is not a game.
- The best credit score owners have credit that they don't use.
- to raise credit score 1. Always pay on time or ahead of time. 2. maintain low balances on credit cards 3.To boost your score: Don't charge anything for at least 60 days before applying for a loan 4. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000. 5. You should have a recent history of both installment or term (Car or house loans) and revolving credit. 6.To boost your score: Don't close unused accounts when you transfer debt. 7.To boost your score: Consider opening another credit-card account or two, or taking out a car loan or small bank loan. ------------------------------ http://www.bestcreditrates.net
