How long does it usually take to repair bad credit?

Public Comments

1. It usually takes 18-24 months of on time payments to help with a credit score. Also, you will want to make sure you pay down your debt (and/or settle your accounts). Get a free copy of your credit report at: http://www.annualcreditreport.com Make sure that any inaccuracies are corrected.
2. long time , depends of how much money can you spend on the process of building your credit and how much time do you have to check your credit often
3. It takes a long time---keep paying your bills on time. Save money if you can. But the must is PAY ON TIME.
4. I have been to "many" different credit repair sites on the web. Some were pretty good and some were pretty bad. I refuse to use a website<!--that requires a fee to get their credit repair info when there is great free sites on the web.. I'm listing the best site that I've ever been to. http://best-loans.awardspace.com/repaircredit.htm It is a "free" do it yourself credit repair site. I have learned so much by reading and asking questions on that site. And, I have seen "significant" improvement on my credit reports after learning-->my rights and using them.Don't pay for information that you can find for free.
5. It takes abot 12 months if you know what you are doing. http://www.credit-collection-agency.com