Is there any effective service that can help to boost up my credit score with a short period?
Your answers are appreciated greatly. I just need 30 or more points on my score to meet home refinance requirment as soon as possible. I never had any kind of late payments nor collection type. According to the banker, I just had too many accounts opened.... Please help. Many thanks in advance:)
Public Comments
- Tip 1 – Make sure you don’t apply for lots of different loans or credit cards. You see, whenever you make an application for one of these, it has an effect on your credit score. If you get rejections, you can make your credit score worse. A clever way of applying for several loans or credit cards is to make sure you do them close together. Within 14 days is usually best. Why? Because doing them close together has less of an effect on your credit score. http://creditcard-guides.freehostia.com Tip 2 – Get hold of a copy of your credit report. Often, you’ll find errors made by your creditors. Simply pointing out these errors can get you a valuable raise of your credit score. Tip 3 – Another clever tip to increase your credit score if you have credit card debt is to call your credit card company and see if they can raise your limit. Many times they will raise your limit slightly, which means the credit available to you is larger than your debt. This can have a very positive effect on your credit score.
- Have someone maybe a family member put you (your name) on their credit card. ( In name only ) Not having access to any credit card. With their long history and good credit your credit score will go up fast. My daughter-in law and I tried it, and it worked her score is up there now, so she is on her way. She just got a brand new car!!!
