creditxpert credit score vs fico score?
what is the difference between these scores when i check my fico.com they say my fico score based on my equifax credit report is 613. Due to the price of my fico being higher than i can afford i decided to shop around and found my credit keeper.com they pull all three of my reports but they use creditxpert not fico. creditxpert says my scores are experian 667 equifax 615 and transunion 665. Now are those scores very close to my fico scores or are they way different? If they are different does anyone on average (rule of thumb) know if my fico's are higher or lower then creditxpert scores. Am i wasting time and money on creditxpert scores?
Public Comments
- It is my understanding that your FICO scores are the ones that lenders pull from.
- I use and like creditkeeper.com Your FICO from the way I understand it is witch ever score is in the middle. So if you have a 620 612 645 your fico would be 620, That's also what score they use when your applying for a mortgage.
