what is the best site for get your credit score for free?
Most want your credit card info and say it's a 30 day trial. like freecreditreport.com Then they want 29.95 to get all 3 reports. equifax ask for 14.95 what is the best and least expensive site, to get my credit score and report for all 3 buerues?
Public Comments
- http://www.freecreditreport.com
- none of them! they can easly be fake sites and steal your identity and screw you over. call up your credit card company and ask.
- freecreditreport.com Even if they're no good. The song on their commercial is SOOO EFFING CATCHY! hahaha
- STILL FREE CREDITREPORT .COM
- none
- If anyone refuses you for any credit application, you are entitled to a free credit report from the credit B. they received the neg. info from. Make sure you ask about it any time you're turned down for an account...loan..etc..
- the credit bureau's are required to give you one free per year (I'm not sure if each have to or just one per year) You can call your credit card company and ask them how to get it. Above I mean free credit report not credit score---that will cost
- There is ONLY ONE site that the three big bureaus got together on to provide this FREE service: https://www.annualcreditreport.com/cra/index.jsp
- You can get your report for free, but your score will always cost you. To get your report you can go to http://www.annualcreditreport.com and get one free per year from each of the big 3. This is the only 100% free and government required site. They do give you the option to purchase your score, about $8 each. However, until you are 100% your credit report is correct it is almost a waste of money to get your score. Because if your report is wrong your score will be wrong.
- Here is an article that goes over all the ways of getting a free credit report: http://www.creditave.com/credit-report/get-a-free-credit-report.html - hope it helps.
- This site is for all 3: www.annualcreditreport.com You get all 3 reports for free. BUT no free credit score, you must pay for that. Each year, this site allows you to receive 1 free report from each bureau. No credit card needed (unless you want your credit score included)
- Once a year, each bureau will give you a free credit report. These reports will not include the credit score. If you want that, and you do, they charge a small fee. The last time I did it, the fee was $6. Go to Equifax.com, Transunion.com and Experian.com. Some of them will also offer you other services, like a credit analysis. I thought they were going to explain why I got the score I did, which accounts were positive, which were negative, you know...something useful. It turned out to be my debt-to-income ratio. I could have done that myself by adding up all the monthly payments and dividing that sum by my gross monthly income. But I paid about $12 for them to do it. So, don't bother with other services. They aren't worth the price. Freecreditreport, et al, want you to subscribe to their service. They give a credit report, then sign you up. Not exactly free. I think you can cancel but I didn't go any farther when they asked me to join.
