Do any one know about this credit repair company? Clean Credit Reprt Services LLC ccrstoday.com?
I'm trying to repair my credit. Is this a good company? Is is legitimate. Has anyone dealt with them before? Before I try to repair my credit I want to know if anyone heard of them before
Public Comments
- There is no way to "repair your credit". Only time will improve it. You can contest anything on the report that is wrong. Those comapnies simply tell you to contest everything every month until the items get dropped. Not exactly the high road there.
- There is nothing that company can do for you, that you can't do yourself for free.
- Dude don't pay someone repair your credit when you can do it your self. Just read on this site as much as you can and ask some questions and all your answers will get solved. If it's free then yes. Just tell us at this site what your problem are and if we don't know the answer then we will refer you to a link that dose....give us a try It worked for me they help me go from a 630 to a 704 in less than a years time.
- What is needed is to repair the mind set of the people in this country ! I personally gave up 'credit' and froze my information at the big 3 CRA'a and feel a hell of alot better now than to worry about all the BS associated with credit. I cannot believe what is happening in this country and support of a cashless controled money system is NO GOOD ! It is getting harder and harder to do anything without a card and its associated BS. Sorry for the rant but seeing all the ad's for checking your credit score on every page of the internet is making me sick ! You have to pay to see your score/report , monitoring , worry of ID theft , hidden fees and other horrific terms , the pain to have to deal with all this BS . So I say forget the credit repair and lets get back to normal where I can rent a car WITHOUT a freakin credit card. Cash is KING :-)
- I do not know the company...but I do know that most of these companies will screw you and leave you worse off then you started. You can actually clean your report yourself, and it's easy to do. Check out the three articles below to see how step by step. The first tells you your rights and how to deal with collectors. You can settle for as low as 30%. The second says how to clean your credit report in 30 days and get your score up. The third says how your score is determined and how to manipulate it to get your score in the excellent category. Hope this helps.
- First of all, there are very few credit repair companies out there that are actually bonded and registered with the department of justice. Credit repair companies only do what you can due yourself, dispute. The only prblem with disputes is that if they are able to validate, and many times they do, then they will red flag your account and not accept any more disputes. I work for an attorney that servies the bureaus with a legal demand and since the bureaus cannot provide proof that they did not violate you civil rights and followed all the rules and regulations, they usually concede and remove all the negative including inquires and update the credit report in about 2 months. If you have disputed items and they were validated, then she might have a problem. It could take as long a 4 to6 months. the company you metioned I have never heard of. Most of these companies will charge a set up fee and monthly fee. They will drag it out as long a possible because you become their cash cow. They only dispute a couple of things at a time. I know from experience. I have set up several of my clients ( I was loan officer) with companies like lexington law, and clear credit and after 8 months, still not everything was off. I used to do the disputes myself because my clients wouldn't take the time to dispute. When I later found out that if you dispute something that is actually yours, not only is that fraud, but if they validate, then that causes other problems. If you want more info send me a note.
- I quote from the 2007 edition of the Consumer Action Handbook " If the information is accurate, only time, hard work and a personal debt repayment plan will improve your credit report. Credit repair companies advertise that they can erase bad credit for a hefty fee. Don't believe them". You can find more info here: http://www.safelinked.info/jump.php?link=debt Best of luck.
