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I just got my credit report for the first time and there was a lot of stuff on there that doesn't make any sense! Banks i've never banked with and address i've never lived at.even an employer i've never worked for! .is this usual and is there any kind of agebcy that can go over my report with me and help me dispute the innacuracy's. what kind of agency does this??

Public Comments

  1. this happened to my mother , when she was trying to buy a new car, and the credit manger said that these companys sneak things behind your back, but i still don't get how, so i hope other people have a better answer.
  2. you can disupte the items yourself. contact the credit agency that you got the report from and ask them how to do it
  3. you can do it it's not that hard to dispute information all 3 credit reporting agencies have how to's you simply write to them send it registered mail they will open case file and do the leg work once the fact are verified they will remove information\but don't be surprised if it re-appears again as sometime creditors will insist it is you that opened up the account be prepared with the needed documents to prove you are who you are after all no one on the other ends knows what you look like all they know is the paper trail
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