Those of you who have used Lexington Law credit repair services, how did it work out?
I'd like to know of anyone who has actually used Lexington Law credit repair and of their experience. I have gotten mixed reviews on the company, so I'd like to hear from some actual users. Was it successful? How long did it take? Any problems? How was their communication/customer service? Do you get to talk to a real lawyer ever?
Public Comments
- I used it for a couple of years and they helped out a lot. I paid the monthly fee which was a lot more back then, mailed my credit reports to them and any info I had on the items I was disputing and they helped resolve things. I was happy but stopped using them only because my credit is good now and I don't need to dispute anything. It was easy to talk to someone on the phone but I never thought to ask if they were a lawyer.
- They are a bunch of scammers. They charge ridiculous fees and all they do is send letters to the credit reporting agencies disputing everything negative as "not mine". You can dispute stuff on your credit file for free. If it's wrong, it comes off, if it's yours, it stays. Plus you have to give them all your ID information - name, address, SSN, birthdate, and they get your credit report, which contains all your credit card info. The people that work there are not very reputable - what a way to open yourself up to ID theft.
