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What are some quick ways to raise my credit score?

I'm looking for original ideas. I know the basics and I budgeting and paying stuff off. Anything else I could do?

Public Comments

  1. no long ways, cause it all takes time
  2. No fast way. Pay bills on time, prepay your loans whenever possible, and don't apply for any new credit.
  3. no short cuts to success
  4. Make sure there isn't false info on your report. People do make mistakes, even the credit beaures. Then, if you are maxing out your cards, but still paying on time (in full or close to it), then you could qualify for a credit increase so you'll be using less of your available credit. They like to see you using less than 30% And don't apply for cards you don't need. Keep the inquires down if at all possible. Asking for a credit inquiry once or twice a year won't hurt, but do it more than that and you may have a hard time getting approved when a real need does arise. Do these things and you should see a rise in your score in a few months time. Changing items on your credit report usually takes a month or so.
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