Help determining my fico score please?
I have checked my credit reports, but do not wish to ding my credit by getting a fico score. Is there any way to guess what my score might be through my negative:positive account ratio? I only have one major account on my report that is bad and its a student loan account which is currently being deffered. Everything else is a couple credit card missed payments, but nothing more than 30 days and only then a couple times. I'm trying to buy a house for the first time and am just curious as to what my chances are. Any advice woould be great
Public Comments
- buying your credit score won't affect your credit history. An no, you can't really work it out like that - the calculations used to create the score are secret and take into account many different factors.
- From what i've read you don't get dinged from requesting the information for yourself...
