What should I do if I did not receive my free credit report and the official site did not display the score?
I checked annualcreditreport.com and it stated that I visited the three main companies. They did not display my score and kicked me off. I requested the information via mail and did not receive any type of response. What do I do now? I do not want to pay for my free annual credit score.
Public Comments
- In order to receive a free credit report, you would to have been denied credit. You are intitled to a free report once a year. Most of the time you would have to buy the service for a small fee. The first month will be free or $1. But the trick to that is too cancel before the 30days is up so you wont be charged. Good Luck
- You don't get your score for free, nor does annualcreditreport.com provide a score. They are the ONLY government associated website that provides a means to get your online report from all 3 bureaus for free, without entering any sort of credit card, etc. I had a similar issue a couple of years ago, where I clicked to receive a report from one of the bureaus, the page didn't load correctly, and when I went back, I could no longer access the report. You can call each credit bureau, or call the annualcreditreport.com's toll free number and explain that you were not able to get your report to come up. They can help you get the reports mailed to you from each bureau (this is what I did when I was in the above scenario) Regarding your score, you will have to pay for your FICO score. You can do that at http://www.myfico.com or http://www.equifax.com (your Equifax and FICO score are one-in-the-same.....Equifax bought their scoring formula from FICO). Best of luck
