help with credit score

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How long does it take to raise a credit score? Please, no advice on how to raise it, but how will it take only

I am aware of "how to raise it". I need to know how long (months,days,years whatever) after paying off debt before the number will change :)

Public Comments

  1. It is updated every 30 days.
  2. Every 30 days. It might also depend on when your creditors update your accounts.
  3. It will start changing every month but will take 7.5 years for the bad to fall off and you need 15-30 years good history to get to the top score. You should be able to get to 720 or so in 7 or 8 years and 800 in 15 years after that you can start to get in bragging range. Anything over 720 is considered good.
  4. Depends on how low below you are, you may be talking about months to a year
  5. if you're consistent with your payments and you're on time. It generally takes about a year to start having your credit score go on the increase.
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