
How long does it take to raise a credit score? Please, no advice on how to raise it, but how will it take only
I am aware of "how to raise it". I need to know how long (months,days,years whatever) after paying off debt before the number will change :)
Public Comments
- It is updated every 30 days.
- Every 30 days. It might also depend on when your creditors update your accounts.
- It will start changing every month but will take 7.5 years for the bad to fall off and you need 15-30 years good history to get to the top score. You should be able to get to 720 or so in 7 or 8 years and 800 in 15 years after that you can start to get in bragging range. Anything over 720 is considered good.
- Depends on how low below you are, you may be talking about months to a year
- if you're consistent with your payments and you're on time. It generally takes about a year to start having your credit score go on the increase.
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