Is there a credit card out there that is for a credit score of 450?
I have seen on line where it reads " You can get a credit card with bad credit ". I applied at one company and was turned down. Can someone please help?
Public Comments
- Have you applied for credit for people with bad credits such as Continental Fiance Gold MasterCard: http://bestcreditcardratings.com/bad-credit
- First Premier Bank helped me out when I had a low 400 FICA score. My credit limit was low with a high interest, but you got to start somewhere.
- The first thing I would try is a "secured" credit card from your bank or credit union. Usually they will hold $500 in your savings account that you cannot withdraw as your collateral for your card. You can use the card each month, then I would recommend paying off the balance each month. This way you can start to rebuild your credit with positive things, and then at some point the bank may allow an "unsecured" credit card after history of on-time payments.
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