Will a 743 credit score get me a good auto loan?
I am going to be a college senior. I currently have a credit score of 743 and need to buy a new car. I was wondering if I will be able to get a loan without a co-signer with this credit score. I make about 1600 a month and go to school full-time.
Public Comments
- yes
- credit wise this is a pretty good score. So if you don't have a lot of outstanding debt (which is still possible even with a good score) you should be able to get a fairly competitive loan.
- If u can't get a car with a 743, I don't know who can. U can buy a house with a 600, so what do u think?
- You will definitely be able to get a car loan with that score. What I encourage you to do, however, is try to save up enough of your own money to either buy a reliable used car, or put a big down payment on a car. You can find reliable, dependable used cars for under $10,000. You can save a lot of money when you don't have to worry about a car payment. I am going to be getting another car next year and I plan on paying for it in cash. I will NEVER again have a monthly car payment. Cars lose so much of their value in a relatively short amount of time, but people will finance them for $15,000-$20,000. Don't make that same mistake.
- There are many auto loan options available today. Today, stiff competition among auto loan financing companies<!--has made it possible to get a car loan or an auto loan at favorable terms. http://best-loans.awardspace.com/autoloans.htm http://best-loans.awardspace.com/auto.html However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car-->finance option. You can apply for online car loans on the Internet, or get it from your car dealer.
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