help with credit score

free credit scores

whats the best website to check credit score? i dont have a credit card to get my credit score?

all the websites i have been on to ask for a credit card number to get the credit score. any free websites out there?

Public Comments

  1. Those websites (for example freecreditreport.com) are free, but you'd have to pay for a more detailed report. If you don't have a credit card though, you probably don't have any credit to get reported.
  2. www.myfico.com
  3. To get your actually credit score, you have to go to myfico.com but it is not free. You can get your credit reports for free but I do not know of any service that will give you your scores for free.
  4. Talk to your bank, they may be able to find out for you.
  5. Any site that is asking for your credit card number to give you your "free score" is going to charge you. Do not give your credit card number to any of these places (if you get one). You are legally entitled to check your credit score once every 12 months for free. You are also entitled to a free 'checking' if you are turned down for credit by someone. There are three major credit reporting bureaus (Equifax, Experian, and TransUnion) and you can check with any of them.
  6. In reference to the previous answers, MyFICO will only reflect your true Equifax score. TrueCredit will reflect your accurate TransUnion score and PLUS Score reflects your true Experian score. Yes, you can obtain all three scores at one sight, they just will not accurately report the other two bureaus The FED has not mandated free credit scores to consumers. They are, however, discussing a cap of $5 or $7 for each score. Since you don't have a credit card to obtain your scores on-line, you will need to write each bureau for your score. Again I see reference to freecreditreport.com. This sight is NOT the place to go for credit reports or scores. http://www.annualcreditreport.com will give you access to all three credit bureaus for your free reports. This sight is Federally sanctioned for this purpose and does not require a credit card.
  7. www.myfico.com Credit Score http://www.debt-loan-refinance-mortgage-credit.com/category/Credit-Score-Myths-Explained.html
  8. Get your credit score free. Find out how lenders will view your credit profile from eloan. You can only do this one time but it is free and you do not need a credit card. You will need an account number though to verify your identity. It is absolutely free though. No freakin service that you have to cancel after. I have done this and it worked great! https://www.eloan.com/myeloan/viewscore?sid=cKlCsjmqJ9nyOSY_hK8eX_zIOx8
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