What is the proper format to write a dispute letter to the credit bureaus?

I need to dispute an item on my credit report. What is the proper wording or format I would use to do this? If anyone could help me, I'd be greatly appreciative.

Public Comments

1. This website explains disputing and has a sample letter. Good luck! http://business.lovetoknow.com/wiki/Credit_Dispute_Letter
2. It really depends on what you are disputing. examples: Late payments, charge offs, bankruptcy etc.... Here is a website that has 20 different free letters you can download. It also has a 40 page e--book that explains tips and techniques to use. http://www.expert-credit-advice.com/free_credit_repair.htm Just fill in the blanks and print.... It worked great for me.
3. Here are a few sources for sample letters. Also check out http://www.creditboards.com and go to their forums area. There is a large section on letters.