Can a debt in dispute be reported to a credit agency?

I have legally terminated a contract with a gym due to a move. However they continued to bill me and gave my acount to a collection agency. This agency has refused to accepted any and all documents I can give them as proof of move. They won't even accept a notorized change of address from the USPS! They are now threatening to report me as delinquint on my credit report, dispite my dispute. ***Ladies: NEVER join Ladies Workout Express or LA Fitness***

Public Comments

1. Your best course of action would be to consult a Credit counselor or a lawyer that works specifically on credit cases. Since the Gym has already turned this over to the credit agency, it will be reported on your credit as delinquant, regardless, I would recommend talk to one or all three of the credit reporting agencies, Equifax / Experian / Transunion. Explain your situation to them and see if they can dispute it.
2. If you do indeed have a legally terminated contract, then when they contact you again, get the name and phone number of the person you are speaking with. Then ask for his supervisor. Get that name. Tell that person you are in possession of the termination agreement. Tell him you will be glad to fax it to them. Then tell them there is the Fair Credit Reporting Act. Tell them that they will not place this in your credit file and if they do you will sue them when you are denied credit for 3 times the amount of credit lost plus damages to your reputation. Check your report at least once a year. Just think of it a $200,000 home purchase could end up costing that firm well over $600,000. They will look at your proof if they have any sense at all. Good Luck!
3. If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
4. Yes you can dispute, Tell each credit-reporting agency in writing what information you are disputing. Include copy's of document that support your position. Keep records of everything you do and everyone you talk to. You might need to send a letter to all three major bureaus. The credit bureaus are Eqifax (P.O Box 740241, Atlanta, GA 30374, Experian (P.O. Box 2002, Allen TX 75013 and Transunion (P.O. Box 1000 Chester, PA19022. The law requires credit agencies to investigated disputed information and correct inaccuracies within 30 days of hearing from a consumer. If you don't get satisfactory action, you can complain to the FTC at 1-877-382-4357. Good luck. Your credit is very important.