what is the best credit card to get to repair my credit?

My credit is looking really bad, and im ignorant when it comes to credit, and credit card lingo. i was wondering if there was a card to get that is better than others, with my bad credit. and if there any other good ways to help to repair my credit?

Public Comments

1. If you don't have it, don't spend it.
2. In fact, it is difficult to advise a certain credit card which can have the best boosting effect on your credit. First Premier, Orchard, Millenium banks issue plastics for very bad credit, so you can choose among these banks. It is up to you to compare the plastics and choose the one to fit your situation. You better read some useful information to make a wise choice. There is a brief guide for those who want to avoid credit rebuilding mistakes - the link to this article is below.
3. Yes. Due to low credit score people are turned down, But there are Bad Credit Credit Cards for people having low credit score. And you can get apporved easily.
4. I am no gonna say I am one hundred sure about it.Besides it really depends on the personal feelings.SO it would better for you to find yourself.Here is a good resource.http://creditcard.expertips.info/card-consolidation-credit-debt-debt-help.html
5. Companies like Capital One, Orchard Bank, Citibank can help to repair your credit. One of the many benefits of using one of these preferred lenders is that they report positively to the major credit scoring repositories. But interest rates from these companies can be up to 25-30% annually. a good website I've found some good information here too... http://debt.knowledged.info/credit_card.html Hope it all works out
6. The best type of credit card that people with no credit or poor credit open is a SECURED CARD. It can either be fully or partially secured depending on the amount you deposit to open the card. For example, depositing $500.00 to open a credit card with $500 credit line is fully secured whereas just deposting $100.00 to open the same card is partially secured. The bank will decide which you qualify for. This money will be deposited in an account under your name and will be used as collateral meaning if you ever default on this card, they will use that money or part of that money to pay for the card. Using this card will be just like a regular unsecured credit card. It will help build your credit. It will increase your score as long as you are responsible with the card. If for about year, you have proven yourself a responsible customer who always pays on time and never goes over the limit, then you can request the bank to unsecure the card. They will return your money and the card will be converted into a regular credit card.