will my credit score improve?
my score is not that good right now. i am planning on purchasing a home, do you think that by january my credit score improves if i make all my payments on time? or maybe if i pay off what i owe before getting a mortgage loan? ALSO... is it possible to pay off my car with my mortgage loan,, you know include my car in there... so i just have to make one payment.... do i make sense?
Public Comments
- Don't spend too much with your credit.
- 1) pay your bills on time 2) pay down your credit card debt (never go over 35% of the balance if you can) 3) dispute incorrect items on your credit report ( start now) 4) PAY YOUR RENT ON TIME. You can buy with no money down, if your credit score are above 580 (575 FICA score CFIC Home Mortgage) rondel@1stmdloans.com if you got question http://1stmdloans.com Good Luck
