How can I improve my credit score?

Public Comments

1. get a job and a bank account
2. Pay on time. That is the first and most important thing to do. Obtain copies of your credit report from the 3 major reporting agencies. (Trans Union, Equifax and Experian. ) Review the reports, look for any descrepencies and mistakes. Report any inaccuracies to the agencies in writing. If there are items on your report that you do not recognize or that you wish to dispute. You may do so in writing to the agencies. When I wanted to make my first home purchase, I paid off the balances I had on credit cards and isntallment loans. In 3 months, I was able to improve my score by 120 points... .by doing these things.
3. Pay your bills on time.
4. Pay your bills on time and have lots of credit!!~:)
5. buy stuff with a credit card and pay it off
6. Always pay your bills on time and don't get more bills than you can handle!