Is it true that you can purchase credit to improve your credit score?

I heard of a website CREDIT SECRETS BIBLE that has a book explaning alot of different ways to improve your credit score within a few months. But im not sure if its real or not. Plz help!!!!

Public Comments

1. Sort of. There's a scheme around called piggybacking, which isn't illegal (yet) but is surely unethical.
2. Yes, get a secured Credit Card from your Local Bank and you will have a positive open Trade Line on your credit report...it will bring your score up a few points after 30 days... www.FinanceYourWay.com
3. The best way to improve your credit score is to pay all of your bills on time every month. Your score will go up.
4. Yes its true, however I wouldn't recommend it. Fair Issac has caught on to the trend of "piggybacking" and they have altered the way FICO scores are calculated so that piggybacking accounts are not counted. The best way to improve your score is monitor your credit reports and to pay all your accounts on time. Most credit reports have a ton of errors- errors that when corrected could have a positive impact on your credit report. I also recommend you to visit and join this site you will get a load of information and its all FREE!! http://creditboards.com/forums/index.php?act=idx