how can i improve my credit score fast? What are some of the ways? Pls let me know, thanks.?

Public Comments

1. It depends on why its not already high. If you have a few cards wtih good payment history but a mediocre score, ti coudl be that you are using more than 30% of your overalll limits. Paying down high limits to lower than 30% is the fastest way to make a dramatic difference. Beyond that, its just paying on time, keeping the same accounts open for years, etc.
2. Pay all your accounts out as quickly as possible. Keep one card active but pay off the balance each month.
3. 1. Pay off any deliquent accounts. 2. Pay your c/c balances down below 50% (30% is ideal) 3. Avoid applying for credit - this subtracts around 2 pts for each inquiry. 4. Have any inaccuries removed. 5. Pay your bills on time. MSN has a credit score simulator to give you an idea of where your score is - you might work out a few senerios (paying down c/cs, etc) and see how much it'll help: http://moneycentral.msn.com/investor/creditreport/main.asp