Help With Credit Score - credit score under 520 need a loan?

credit score under 520 need a loan?

boyfriends credit score is under 520 said by prosper, and we need the loan for a used car about 1,000 to 4,000 but cant find anyone to loan us the money anyone know ?

Public Comments

Yikes. It will cost you a fortune in interest IF you get one. Instead, save up and pay cash. If you get an additional job you should be able to do so pretty quickly.
Don't bother... the interest will absolutely kill you.
Whoa, you're score is too loan to think about getting a loan. You would save yourself a world of hurt if you focused on building your score for a month or two before buying a car. Your payments will be lower, and you'll likely get accepted for a much better loan than if you try now. Otherwise your interest rates are going to be too high which means you might risk making your credit score worse. It's a horrible cycle... so first things first. It doesn't take long for short term changes like account balances, payments, and available credit to show up on your credit report and effect your score -- likely these are the things to have impact over the short term, and you have a better change of fixing your score if you try to address one of those issues, which you can do easily in a matter of weeks. Here are my 10 steps you can use to build your credit score quickly. I raised mine to well over 700 points fro 500 using these steps in less than a year: 1. Know and Track Your Credit Score (be sure to sign up for the free trial of your credit score monitoring listed on the article below. It really helped my get my score up.) 2. Never Miss a Payment, Starting Today 3. Never use more than 20% of your Available Credit 4. Keep Credit Cards that Have No Annual Fees Open For as Long as Possible 5. Extend Your Credit Limit on Cards You Already Have before You Get New Ones 6. Get Credit Cards that Have CashBack Rewards to Contribute to your Balance 7. Transfer Your Balance to a Credit Card with a Lower Interest Rate and a Higher Available Credit- 8. If You Think You Are Going to be FORCED to Pay a Bill Late Ask for an Extension or Payment Plan 9. Take out a Small Personal Loan and Repay it Over a Year 10. Ask Someone With Good Credit if They will Account Shadow you When you're trying to build a solid credit score it's important to get a comprehensive view of what is actually effecting it... Your Credit Score (also known as your MyFico score) is calculated with the following breakdown: * 35% - Payment History * 30% - Credit to Debt Ratio * 15% - Credit History * 10% - New Credit * 10% - Credit Types in Use If you excel in one area and lack in another, only fixing the areas which you lack are going to improve your score. You can read more about these tips on my blog: How Can I Increase My Credit Score * http://millionster.com/articles/debt/increase-fico-credit-score/ Get your score together first doing some of these simple things and you'll thank me later =)
ite better for you to try for an online loan.i think that th e below website will help you to find the right solution.
email mike_loan@yahoo.com,is a private loan lender he give out loan with low intereste rate.
However, some institutions may approve bad credit bank loan applications. Keep in mind that they may charge you a higher interest rate. If you have bad credit or poor credit history, you may have trouble convincing lenders to approve your loans. So i have a list of some best compnies offering low interest on Bad credit loans and also fast approval. http://GoURL.Biz/0ce456 Best of luck
Keep a separate credit history from your boyfriend or spouse. I found interesting information about your answer: the best Loans for people with Bad Credit & options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/bad-credit-loans.htmlGood luck!
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Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shopand can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.
check this link its good http://workathomedatentryworks.blogspot.com/ .
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Hello Everyone, My name is Mrs Jennifer Cruz and i live in the united States and the story of my life would have been sadness all through if not GOD'S help to me and my family by sending me a helper because my husband lost his job after our second child and since then life has been hell for us and my little savings from my work was not enough to take care of our bills and suddenly my husband had a fatal accident that damaged his left leg badly and the doctors said that my husband needed a surgical operation for his leg so he can walk again and we had no money and my small savings were going towards my husbands medications and we could barely eat and every day, i will sit down and cry myself to sleep and pray for GOD'S help until one faithful day when i was browsing through yahoo answers and i saw that i could be helped with a loan and i needed this loan so desperately and i had no choice than to give it a try and it was all like a dream, i received a loan of $87,000 USD in my bank account within 24 hours even with my low credit score and my husbands surgery was done and thank GOD he is okay and is walking well today and i and my family are living okay and very happy today and i told myself that i will never stop or rest until i tell the whole wild world of the deliverer that GOD sent to rescue my family because Mr James Clark is the most caring and GOD fearing lender i have ever seen and i advise anyone who is in serious and genuine need of a loan and those who may be in my former situation to contact Mr James Clark via james_clarks01@yahoo.com
Whatever you do. Do not take out any payday loans. I got myself in such a mess with them. I think American Gereral does bad credit loans.