Where can i get a free credit report and score without having to deal with free trials and credit card info?

I HAVE BEEN LOOKING AT ALOT OF DIFFERENT WEB SIRES AND I CAN NOT FIND ONE WEB SITE THAT DOESN'T REQUIRE ANY CREDIT CARD INFORMATION CAN SOMEONE PLEASE HELP ME

Public Comments

1. Go to the following website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm Everyone is entitled to a free copy of their credit report. This site will explain how to do so.
2. www.annualcreditreport.com That's the site I use and was recommended by my employer.
3. www.annualcreditreport.com Yes, you can get a free credit report once a year from each of the major credit bureaus, Equifax, Transunion, and Experian. So ideally you should get one from each bureau every four months if you are simply monitoring your credit report. But it is also a good idea to get all three at the same time, which is still free, and compare them to one another to make sure everything is accurate. If you go this route you wouldn't be able to get another free report for another year, you would have to pay for it. Unfortunately your credit score is never free. It will cost you around $5.95 to see your score from each credit bureau. You will have the option to purchase your score when you obtain the free report. - Phil
4. I agree with the other posters about annualcreditreport.com. That is the only true government site. The others are scam sites. I would recommend purchasing your score from myfico only. myfico is the only place to get your "true" scores. There is no sense spending money for fake scores. Even the credit bureaus scores are not true scores.