how do I get a 100% free annual credit score?

can we get a free credit score with out having to use a credit card.? 100% free annual credit report. and where do I start to look for the site? Thanks . Any help would be nice . Have a great day

Public Comments

1. Yes, http://www.ficoreports.com You have to go thru the signup procedure
2. annualcreditreport.com is free give you reports from the 3 bureaus and may be acquired on line or through the mail. They will charge for a "real" FICO. You will likely need one from all 3 bureaus unless you know what your targeted lender uses. The problem with getting one from a lender is you lose 5 - 15 points from inquiries while the ones you pay for cost you zero FICO points. It is worth the 10 - 15 bucks.
3. You can get a free credit report if you go to the bank and apply for a loan and are turned down. Bring the written info to a local credit bureau and they will give it to you free of charge.
4. annualcreditreport.com gives you a free credit report, but not credit score. I don't think there's anywhere to get a free score online. Your bank might do it for you though.
5. Once a year, you can get one free credit report from each of the three major credit reporting agencies: Equifax, Experian, and TransUnion. For more information about this go to www.annualcreditreport.com.